What does auto insurance or classic/antique car insurance cover?

These protect you and other people:

Liability – This coverage protects you from expenses related to bodily injury or property damage you or your car cause in an accident. Be sure to inquire about combined single limit coverage

Medical – This covers medical expenses for you and your passengers that result from an accident.

Uninsured / Underinsured Motorist – This pays for expenses associated with bodily injury or death from an accident caused by an uninsured, underinsured or hit-and-run driver who is at fault.

These protect your car:

Collision – This pays to repair the damage done to your car due to an accident. 

Comprehensive or Other Than Collision – In most situations, this pays for damage done to your car in some way other than a collision. For example, if your car is stolen, vandalized, or catches fire.

Towing – This pays up to the limit specified on your policy for towing charges

Rental Reimbursement – This pays up to the limit specified for reimbursement of rental car charges incurred as a direct result of a covered insurance claim.

Loan or Lease Gap Coverage - Gap insurance pays the difference between the amount your insurer pays for your totaled car and the amount you owe on your lease or loan.

Electronic Equipment – If you’ve installed a radio or stereo, CD player, or any other non-factory or non-dealer electronic equipment you should inquire about this coverage.

Discounts available:

Do you have a home or renters policy? Does your young driver (under 25) have a 3.0 or B average on their last report card? Are you retired and 55 years old or older? If so, you may be eligible for discounts that will lower your premium. Contact a Shattuck & Grummett agent today for details.

Other:

Did you know that your auto policy may afford coverage to rented or non-owned automobiles? Contact an agent at Shattuck & Grummet for details.

Contact a Shattuck & Grummett agent today to find an auto insurance policy that will suit your coverage needs, as well as your budget.