If you ever follow any advice, please do this: take a home inventory. If you have a claim, you sure will be happy you did this. There is a great website we've found that provides an inventory template: http://www.knowyourstuff.org. Complete it, and we will place it in your file. Keep a copy in another safe place as well. We really encourage our customers to take the time to read their policy, and make sure they have adequate coverage, especially for their jewelry, guns, and other items that should be scheduled. Give us a call if you have any questions-or drop by and we'll be glad to review your policy with you.